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Other Numbers

From the UK: 0845 652 4239 (local rate)

From Ireland: 01 246 7677 (local rate)

All other countries: +34 914 142 334 (international rate)

Email: ibexdirect@ibexinsure.com

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Blog

    3 ways to pick out the right health insurance for Spanish residencia

    Mariana Pinero - Wednesday, September 16, 2020
    Healthcare is an emotive and important subject for most of us, so it goes without saying that when you are looking to improve the health protection that you enjoy, you won’t want the process to be too stressful or complicated. 


    If, though, you have recently realized that you will need to obtain health insurance in Spain not just to meet your healthcare needs, but also to fulfill the requirements for residence in the country, you might fear that you’ll waste a lot of time sifting through unsuitable policies. 


    So, what are just some of the tips the team here at Ibex would share to help you to select the most appropriate medical insurance plan – for residencia, as well as your own health? 

    Look to a broker rather than an insurer or agent 


    Sure, you may have seen a certain insurance company advertising its services, or you might wonder whether an agent could find you the perfectly-suited deal with the minimum of fuss. 


    Both of these routes, however, come with potential drawbacks. If you contact a specific insurer directly, you will only be offered that insurer’s own products. Agents, meanwhile, are often tied to one insurer, so you might again find yourself limited for choice if you depend on one. 


    And when it comes to finding health insurance for Spanish residencia, having plenty of choice really is crucial. That’s why you’re likely to be best-served by an independent broker such as Ibex Insurance Services, which can bring together various products from different insurance companies for you to pick from. This maximizes the likelihood of you finding the ideal policy. 

    Make sure that broker offers an English-speaking service


    While there might not be any shortage of brokers offering health insurance for Spanish residencia, not all of them are truly geared ‘from the ground up’ to cater to the needs of expatriates. 


    A key indicator of a broker that is well-placed to help you, is if they can provide their services entirely in the English language – from the first moment you get in touch with them, right through to the handling of any claims you may need to make. 


    Such a plain-English service will be integral to your efforts to find the right health insurance for Spanish residencia, as it will minimize the chances of you misunderstanding any aspect of the policy that you purchase. 

    Choose a broker that can provide tailored advice and guidance 


    The finer points of Spanish health insurance – even when it isn’t sought for residency purposes – can be confusing for many people, especially new expats. 


    That’s why you won’t want your chosen health insurance broker to leave you alone when you are on the lookout for a suitable plan. You’ll want the website of your favoured broker to be informative about what kind of plans it offers, and you’ll also appreciate that broker assessing your requirements and presenting you with the policies it judges to be the best match to those needs. 



    You’ll also probably be thankful for the services of a broker that is available at the other end of the phone, and that even has an office somewhere close to you in Spain, so that you can have a face-to-face conversation with them about your needs if you prefer this. 


    Selecting the most appropriate health insurance for Spanish residencia and your own healthcare needs doesn’t need to be as bewildering or as difficult a process as it might initially look. 


    Reach out to the Ibex team today, and we’ll help to take the stress out of this aspect of your life in Spain, so that you can rest easier and focus more on getting the best out of your lifestyle here. 

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