Medical insurance comparison chart - Medical insurance Spain, Portugal & Gibraltar, expat medical insurance.
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Medical insurance comparison chart

View Comparison Charts for Comprehensive / Premier

COMPARISON CHART Basic/Standard

 
  Exeter family friendly IMG AXA PPP AXA PPP Aetna ASSA DKV Now Health International
  Exeter Friendly Coversure/IMG AXA PPP AXA PPP Aetna ASSSA DKV Victoria Seguros
Plan Name Resident Core International European ECP Basic Integral Saude
Area of Cover Country of Residence* Country of Residence Worldwide ex. USA Europe EEA Countries*** Spain Spain Portugal
Age limit for entry 79 74 No upper limit No upper limit 64 74 74 59
Choice of plans  
Std Premier
Standard One        
Currencies available Euros Euros / Sterling Euros / Sterling Dollars Euros / Sterling Dollars Euros Euros Euros Euros
Overall annual limit €34,650 €35,000 €950,000 €25,000 €100,000 Unlimited Unlimited €50,000
USA cover optional
In-patient
Out-patient cover €1,750
€750
€1,000 €1,500
Prescribed out-patient drugs / dressings
optional
Dental
Pregnancy
Cover begins after... Immediate 30 days from effective date of plan (if hospitalisation is due to an illness) Immediate Immediate Immediate 6 to 12 months for medical conditions (not accidents) 6 to 12 months for medical conditions (not accidents) 3 months hospital and outpatient, some illnesses & surgery 12 months, pregnancy 12 months.
Underwriting terms Medical conditions declared & fully underwritten Medical conditions declared & underwritten on a 2 years moratorium or excluded Medical conditions declared & fully underwritten Medical conditions declared & fully underwritten 2 year moratorium for pre-existing conditions Medical conditions declared & underwritten, all pre-existing conditions will be excluded Medical conditions declared & underwritten, all pre-existing conditions will be excluded Medical conditions declared & underwritten
Excess / deductible €100 compulsory annual excess with option to increase €125 compulsory excess per condition per year with option to increase No compulsory excess, voluntary options available No compulsory excess, voluntary options available No compulsory excess. Various voluntary excess options available No excess. Operates on voucher scheme No excess - Operates on a card scheme, usage added to following years premium. Cost range from €1.50 to €2.50 Choice of 3 excess levels €150, €250 and €500

KEY

= covered    = not covered

* €28,900 limited cover in UK on level two

** €31,550 limited cover outside your country of residence

*** excluded cover in Norway, Ireland, and Liechtenstein

**** Can choose Europe, Worldwide excl. USA, or Worldwide on Classic Plan

COMPARISON CHART Comprehensive / Premier

 

  Exeter family friendly IMG IMG AXA PPP AXA PPP ASSA Now Health International
  Exeter Friendly Coversure/IMG Coversure/IMG AXA PPP AXA PPP ALC Healthcare NOW Health
Plan Name Resident Plan Prime Plan Prime Plus Plan International European Plan Classic / Iberica Worldcare
Area of Cover Country of Residence* Country of Residence Europe ** Worldwide ex. USA Europe Europe **** Worldwide excl. USA
Age limit for entry 79 74 74 No upper limit No upper limit 74 79
Choice of plans  
Std Premier
Std Premier
Comp Prest
Two Three
 
Advance Excel
Currencies available Euros Euros / Sterling Euros / Sterling Euros / Sterling Dollars Euros / Sterling Dollars Euros / Sterling Dollars Euros / Sterling Dollars
Overall annual limit Unlimited €63,000 €315,000
€1,275,000 €1,6m
€65,000 €125,000
€1,2m/£1m
€2.8m €3.2m
USA cover optional optional optional
In-patient
Out-patient cover €2900
€3,825 €6,375
€1,750 €3,185
€12,000
Prescribed out-patient drugs / dressings
€255 €635
€125
Dental
optional
Pregnancy
optional
(available on higher plan)
Cover begins after... Immediate 30 days from effective date of plan (if hospitalisation is due to an illness) 30 days from effective date of plan (if hospitalisation is due to an illness) Immediate Immediate Immediate Immediate
Underwriting terms Medical conditions declared & fully underwritten Medical conditions declared & underwritten on a 2 years moratorium or excluded Medical conditions declared & underwritten on a 2 years moratorium or excluded Medical conditions declared & fully underwritten Medical conditions declared & fully underwritten 2 year moratorium for pre-existing conditions Medical conditions declared & underwritten
Excess / deductible €100 compulsory annual excess with option to increase €125 compulsory excess per condition per year with option to increase €95 compulsory excess per condition per year with option to increase No compulsory excess, voluntary options available No compulsory excess, voluntary options available Iberica €150 compulsory annual excess, Classic various voluntary excess options Std excess €80 can be increased or Nil

KEY

= covered    = not covered

* €28,900 limited cover in UK on level two

** €31,550 limited cover outside your country of residence

*** excluded cover in Norway, Ireland, and Liechtenstein

**** Can choose Europe, Worldwide excl. USA, or Worldwide on Classic Plan