Business Insurance Benefits

Make sure your business is well protected so you can focus on your success, leaving the rest in our hands.

We understand that every business is different so that’s why we tailor your policy to ensure you get all the covers you need for the specific risks that you face and none that you don’t.

We can provide cover for your business in Gibraltar for property, stock, public liability, employer’s liability, business interruption, money and much more. Our policy can cover a wide range of businesses, from shops and restaurants to offices and hairdressers.

We can also insure events such as weddings, receptions, launch parties and more.

Benefits of getting a business policy with us:

• Flexible policy
• Wide range of insurable limits
• Specific solutions for each business type
• Very competitive prices

Cover options we can offer you.

• Property damage 
• Loss of rent
• Trace & access (max. limit £10,000)
• Breakage of glass and sanitary fittings extension (max. limit £500 for accidental breakage)
• Loss or theft of keys (max. limit £1,000)
• Extinguishment expenses (max. limit £10,000)
• Drain clearing (max. limit £10,000)
• Loss of metered water charges (max. limit £10,000)
• Money
• Temporary repairs
• Goods in transit (damage to property whilst in transit within Gibraltar)
• Deterioration of stock - Refrigerated goods (max. limit £5,000)
• Machinery breakdown
• Business interruption
• Public liability £5m
• Products liability
• Employer’s liability £10m