Marine Insurance Summary of Covers

The Vessel

• Insurance based on the "agreed value".
• Vessel includes sails, machinery, gear, equipment, including its boat(s)/tender, lifejackets, fixed and handheld navigational aids, furniture and fittings.
• Cover includes: Physical loss of vessel, or damage caused by accident, theft, negligence, malicious acts of third parties, freezing, rodents.

The Trailer

•  Physical loss of trailer or damage caused by theft, fire, explosion, lightning, earthquake, collision or accident whilst in use.

Third Party Cover

• Legal liability to another person arising out of your interest in, or use of, the Vessel.

Personal Accident Cover

• This will cover you for bodily injuries caused by an accident on board the Vessel including emergency medical expenses.                        

Alternative Accommodation

• Alternative accommodation expenses following loss or damage to the Vessel.

Optional Cover Available

• Extended cruising range
• High speed (in excess of 17 knots)
• Transit risks
• Personal effects 
• Rig exclusion
• Machinery damage
• Marina benefits
• Chartering
• Protected no claims bonus
• Club racing
• Waterskiing