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If you are planning to escape from the wet winter weather make sure you are covered with Ibex Travel Insurance.
Whether you intend to visit family and friends, escape to warmer climates or indulge in a city shopping break , wherever you plan to go this winter make sure Travel Insurance is on your holiday shopping list.

If you are planning on visiting the UK you may think that Travel Insurance is not a necessity however, although you may be covered for medical expenses you still need cover for the essentials during your trip.

For example, if you are visiting family and friends and your luggage is lost containing your designer shoes you spent a months' salary on, could you replace them? No one likes to think about the bad things that can happen however from as little as €10 you could protect yourself and your belongings when you travel!

When planning a short break, travel Insurance is often overlooked. Even when travelling in your country of residence if you are spending longer than two nights in an area over 100km away from home you should take out insurance to protect yourself and your belongings. If you are thinking of hitting the slopes for a few days then you will need cover for accidents or damage or loss to your equipment. Even if you are planning a short shopping trip to Madrid or Barcelona for some shopping, travel insurance is still a vital necessity and policies can even cover you for delayed or cancelled flights.

Top Travel Tips

If you are travelling this winter take note of some of these top tips which will come in handy should you need to make a claim on your Travel policy.

  • Take photographs of your suitcases before you travel - this will be useful to help locate them if they are lost during your journey.
  • Before you travel remember to scan all your important documents including credit cards into a pen drive, this will save you time in case you need to cancel all your credit cards or to obtain new passports, driving licenses etc.
  • Always keep all your  receipts as in the case of theft or losing your luggage this will very much help the claim process.
  • If you need to visit a hospital during your trip always give your insurance details on arrival and make sure they are accepted. Normal practice within hospitals is that outpatient treatments have to be paid by the patient and then reimbursed by the insurance. If you have to spend more than one night make sure the hospital get an authorisation from the insurance company for EVERY procedure you have. Speak to the hospital representative as many times as you need it their job to sort out your insurance.
  • Never leave the hospital without a discharge medical report and all your papers it is your right and illegal for the hospital to refuse it.
  • In case of delay or cancellation of your flight ask for a written confirmation of the exact reason, don`t accept reasons such as operational problems or commercial adjustments.

Make sure you have the cover you need this winter and take out an Ibex Travel Insurance policy today!

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