Car Insurance Benefits

We can provide cover for Portuguese, Spanish or Gibraltar registered cars, vans and 4x4’s located in Portugal, Spain or Gibraltar. Car insurance for expats is our speciality because we too are expats. 

Our team of Customer Service Advisors understand that you may have questions or queries about our insurance products and therefore we are ready to answer all your questions and find the car insurance that covers your needs.

We are a broker and we work with many leading international insurance companies such as Reale, Caser, Plus Ultra, Lusitania...

Benefits of getting a car policy with us:

  • Competitive premiums.
  • Underwritten at QIC Europe Limited.
  • Named drivers earn no claims discount
  • Two levels of breakdown cover to choose from
  • Special rates for the over 40’s
  • Instant cover available
  • Multi-policy discounts
  • Flexible payment options
  • Protected no claims bonusIncreased excess discounts
  • 90 day green card for European cover
  • Up to 65% no claims discount
  • No claims bonus match - insure a 2nd car with Ibex and in most cases we will match your NCD for your second car
  • Up to €20,000 personal injury benefit for the policyholder

Car Insurance Types of Cover

The Ibex Motor Insurance policy provides cover on a comprehensive or third party only basis, including glass, for you and your vehicle.

Cover

Comprehensive

Third Party Fire & Theft

Third Party only Including Glass

Cover

Emergency Treatment (applicable to the UK only)

Comprehensive

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Third Party Fire & Theft

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Third Party only Including Glass

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Cover

Fire & Theft

Comprehensive

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Third Party Fire & Theft

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Third Party only Including Glass

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Cover

Legal Defence

Comprehensive

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Third Party Fire & Theft

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Third Party only Including Glass

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Cover

Legal Liability for damage to third party property

Comprehensive

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Third Party Fire & Theft

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Third Party only Including Glass

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Cover

Legal Liability for death or injury to any other person, including passengers

Comprehensive

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Third Party Fire & Theft

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Third Party only Including Glass

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Cover

Medical Expenses for anyone injured in your car

Comprehensive

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Third Party Fire & Theft

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Third Party only Including Glass

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Cover

New Vehicle Replacement

Comprehensive

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Third Party Fire & Theft

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Third Party only Including Glass

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Cover

Own Damage (excluding glass)

Comprehensive

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Third Party Fire & Theft

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Third Party only Including Glass

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Cover

Policyholder Personal injury cover subject to policy limits

Comprehensive

Check IconLoss of sight/limbs: €1750

Third Party Fire & Theft

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Third Party only Including Glass

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Cover

Replacement Locks

Comprehensive

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Third Party Fire & Theft

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Third Party only Including Glass

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Cover

Windscreen Breakage

Comprehensive

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Third Party Fire & Theft

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Third Party only Including Glass

Check IconVehicles 15 years old or less (Portugal & Spain only)

Optional extras

  • Breakdown and Legal Protection. Choose the cover that suits your needs best.
  • Essential level breakdown assistance cover for your country of residence (Gibraltar, Portugal or Spain. In this context Spain includes Andorra).
  • Prestige level breakdown assistance cover for any member country of the European Union.
  • Hire Car Cover. If your vehicle is damaged or lost as a result of a road traffic accident or theft which is covered under the terms of your policy we will cover the cost for you to hire an alternative vehicle (subject to limits specified in your policy).
  • Protected No Claims Bonus

Interested in getting a quote?

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