Funeral Plans for expatriates living in Portugal & Spain

Peace of mind when you most need it

Not a cheery subject, but have you ever thought about how would cope with the funeral arrangements if your partner passed away?

Different customs, bureaucratic procedures, difficulties with the language and all at a time when you are grieving.

It is often a subject that expats shy away from talking about but in reality the organisation of a funeral in Portugal & Spain can be quite daunting and is increasing in price all the time. Another consideration is that it is quite common for bank accounts of the deceased to be frozen leaving loved ones with a financial as well as emotional burden.

For these reasons you should consider buying a funeral plan. It might seem a morbid purchase but it is practical, will ease the burden on your family and sadly it will one day be used. This is where Ibex can help. We offer Golden Leaves Funeral Plans. Golden Leaves is a long established, highly respected UK business that has been operating in Portugal & Spain for many years.

By planning your funeral in advance you can be sure to have the funeral that you would like and release your family from the stress and anxiety of organising it at a time of great distress.

There are three Plans available to choose from. You pay today´s prices and the funds are invested in an independent Trust Fund on your behalf. So however much the cost of a funeral rises, you still get exactly what you have planned and paid for. There are no medical or health questionnaires to complete and, whatever your age or medical conditions, you can purchase a Plan. With a Golden Leaves Plan it is simple, the funeral is paid for and your family just have to make one call and a Golden Leaves International Counsellor will assist from there; removing all language barriers.

Maybe your plans will change after losing a loved one and do not want to stay in Portugal or Spain any longer. Don’t worry, your Golden Leaves funeral plan is transferable back to another country.

There are easy payment options available rather than paying the full price, it is possible to pay over 12 months interest free or if you prefer, you can pay over 3 or 5 years. Once the plan is paid for, that’s it. This is not an insurance policy, where a premium is paid annually until death.

Golden Leaves International Funeral Plans

Opal Plan – Cost €3,650

A plan providing for a simple funeral service in Spain or Portugal, covering the essential items. Including removal and disposal of the deceased, suitable for single people with no family. This funeral could be completed within 72 hours.

The following services are included within the plan price:

  • Administration of plan
  • Attending to all necessary funeral arrangements
  • The funeral director's services
  • Conveyance of the deceased to the mortuary within Spain
  • Advice on certification and registration
  • 3 day's mortuary expense
  • Preparation and care of the deceased
  • Supply of a veneered coffin
  • Provision of a hearse to the local crematorium
  • Provision of necessary staff
  • Cremation fee & doctor's certificate
  • Supply of an Urn
  • Certificate to allow ashes to be taken on board an aircraft
  • Death Certificate translated to English
Additional Options:

1. Contribution to repatriation of ashes €330
2. Mortuary expenses per day €132

Instalment plans

Months

Monthly payment

Total payment

Months

12

Monthly payment

€291.67

Total payment

€3,650.00

Months

24

Monthly payment

€151.67

Total payment

€3,790.00

Months

36

Monthly payment

€105.16

Total payment

€3,935.60

Months

48

Monthly payment

€82.02

Total payment

€4,087.02

Months

60

Monthly payment

€68.24

Total payment

€4,244.50

Instalment plans based on an initial deposit of €150.

Pearl Plan – Cost €4,050

A plan providing for a comprehensive funeral service. Providing all the services within the Opal plan with the added benefit of a floral tribute and premium coffin. A funeral similar in content to that which you would expect in the UK, allowing five days for family participation especially if based in a different country. This is suitable for couples and families.

The following services are included within the plan price:

  • Administration of plan
  • Attending to all necessary funeral arrangements
  • Provision of funeral director's services
  • Conveyance of the deceased to the mortuary within Spain
  • Advice on certification and registration
  • 5 day's mortuary expense and time to pay last respects
  • Normal hygienic treatment (if required) and care of the deceased
  • Supply of a quality coffin suitable for cremation or burial
  • Robe & fittings as required
  • Provision of a hearse to the local crematorium or cemetery
  • Provision of necessary staff to attend the service
  • Accompanying flowers provided - terms apply
  • Religious service, priest and staff attendance
  • Cremation fee & doctor's certificate
  • Provision of a quality urn
  • Cremation certificate to allow ashes to be taken on board an aircraft
  • Death Certificate translated to English
Additional Options:

1. Contribution to repatriation of ashes €330
2. Mortuary expenses per day €132

Instalment plans

Months

Monthly payment

Total payment

Months

12

Monthly payment

€325.00

Total payment

€4,050.00

Months

24

Monthly payment

€169.00

Total payment

€4,206.00

Months

36

Monthly payment

€117.17

Total payment

€4,368.24

Months

48

Monthly payment

€91.40

Total payment

€4,536.97

Months

60

Monthly payment

€76.04

Total payment

€4,712.45

Instalment plans based on an initial deposit of €150.

Golden Plan – Cost €9,000

A plan providing for repatriation back home to the desired country worldwide and a contribution to a simple funeral service at the destination country of choice.

The following services are included within the plan price:

  • Administration of plan
  • Attending to all necessary funeral arrangements
  • The funeral director's professional services
  • Removal to the funeral director's premises
  • Preparation for international travel
  • A simple coffin conforming to international travel
  • Delivery to airport in closed hearse
  • Delivery from UK airport to funeral directors (100 km)
  • Full use of the Chapels of Rest
  • A quality wood veneer coffin
  • Hearse on day of the funeral
  • Provision of conductor & bearers
  • Service and committal at crematorium
  • Minister services
  • Advice to executors relating to registration & documentation
  • All legal documents required for repatriation and its funeral services
  • Freight fee allowance of €1,100 is included within the plan
  • Contribution to UK funeral director's fee of £2,000 is included in the plan
Additional Options:

1. Contribution to repatriation of ashes €330
2. Mortuary expenses per day €132

Instalment plans

Months

Monthly payment

Total payment

Months

12

Monthly payment

€737.50

Total payment

€9,000.00

Months

24

Monthly payment

€383.50

Total payment

€9,354.00

Months

36

Monthly payment

€265.89

Total payment

€9,722.16

Months

48

Monthly payment

€207.40

Total payment

€10,105.05

Months

60

Monthly payment

€172.55

Total payment

€10,503.25

Instalment plans based on an initial deposit of €150.

Please note: The above plans permit cremation or repatriation & cremation. Should you require burial then the company contributes a sum equal to the cost of cremation towards the burial cost. If there are any additional costs for the grave plot these must be paid at the time of need.

For Instalment payments, there will be an Instalment Management Charge of 4% per annum, except for the first 12 months.

Get in touch with us today for Funeral Insurance in Spain.

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