4.5
Car Insurance Benefits
We can provide cover for Gibraltar or UK registered cars, vans and 4x4’s located in Gibraltar.
Our team of Customer Service Advisors understand that you may have questions or queries about our insurance products and therefore we are ready to answer all your questions and find the car insurance that covers your needs.
Benefits of getting a car policy with us:
- Competitive premiums.
- Underwritten at QIC Europe Limited.
- Named drivers earn no claims discount
- Two levels of breakdown cover to choose from
- Special rates for the over 40’s
- Instant cover available
- Multi-policy discounts
- Flexible payment options
- Protected no claims bonusIncreased excess discounts
- 90 day green card for European cover
- Up to 65% no claims discount
- No claims bonus match - insure a 2nd car with Ibex and in most cases we will match your NCD for your second car
- Up to €20,000 personal injury benefit for the policyholder
Car Insurance Types of Cover
The Ibex Motor Insurance policy provides cover on a comprehensive or third party only basis, including glass, for you and your vehicle.
Cover
Comprehensive
Third Party Fire & Theft
Third Party only Including Glass
Cover
Emergency Treatment (applicable to the UK only)
Comprehensive
Third Party Fire & Theft
Third Party only Including Glass
Cover
Fire & Theft
Comprehensive
Third Party Fire & Theft
Third Party only Including Glass
Cover
Legal Defence
Comprehensive
Third Party Fire & Theft
Third Party only Including Glass
Cover
Legal Liability for damage to third party property
Comprehensive
Third Party Fire & Theft
Third Party only Including Glass
Cover
Legal Liability for death or injury to any other person, including passengers
Comprehensive
Third Party Fire & Theft
Third Party only Including Glass
Cover
Medical Expenses for anyone injured in your car
Comprehensive
Up to €3500
Third Party Fire & Theft
Third Party only Including Glass
Cover
New Vehicle Replacement
Comprehensive
Third Party Fire & Theft
Third Party only Including Glass
Cover
Own Damage (excluding glass)
Comprehensive
Third Party Fire & Theft
Third Party only Including Glass
Cover
Policyholder Personal injury cover subject to policy limits
Comprehensive
Loss of sight/limbs: €1750
Third Party Fire & Theft
Third Party only Including Glass
Cover
Replacement Locks
Comprehensive
Third Party Fire & Theft
Third Party only Including Glass
Cover
Windscreen Breakage
Comprehensive
Third Party Fire & Theft
Third Party only Including Glass
Vehicles 15 years old or less (Portugal & Spain only)
Optional extras
- Breakdown and Legal Protection. Choose the cover that suits your needs best.
- Essential level breakdown assistance cover for your country of residence (Gibraltar, Portugal or Spain. In this context Spain includes Andorra).
- Prestige level breakdown assistance cover for any member country of the European Union.
- Hire Car Cover. If your vehicle is damaged or lost as a result of a road traffic accident or theft which is covered under the terms of your policy we will cover the cost for you to hire an alternative vehicle (subject to limits specified in your policy).
- Protected No Claims Bonus
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