Insurance in Spain & Portugal Site

Gibraltar:200 44628

Other Numbers

From the UK: 0845 652 4239 (local rate)

From Ireland: 01 246 7677 (local rate)

All other countries: +34 956 695 752 (international rate)



Home Insurance Types of Cover

Below is a summary of our cover.


  • Covers fire, smoke, lightning, storm or flood (excluding fences and gates), theft, explosion, escape of water or oil, vandalism and collision.
  • Subsidence for properties less than 10 years old.
  • Legal liability as owner of your home.
  • Loss of rent and cost of alternative accommodation.
  • Accidental damage of fixed glass and sanitary fittings.
  • Garden restoration.
  • Falling trees or aerials.
  • Emergency Access - Limit £2,500
  • Property Owners Liability - Limit £1M


  • Legal liability as occupier of your home.
  • Accidental damage to glass tops, home entertainment equipment and personal computers (exclusions apply).
  • Contents temporarily removed.
  • Contents in the open.
  • Frozen food spoilage - Limit £850
  • Theft of keys - Limit £650
  • Title Deeds - Limit £350
  • Increase in cover over Christmas period and for Weddings.
  • Extended Accidental damage cover (optional).

Optional extras

  • Valuables & personal effects, both specified and unspecified.
  • Personal money and credit cards.
  • Pedal cycles cover for accidental loss or damage.
  • Golf cover for equipment, apparel and buggies.
  • Emergency travel cover.
  • First Loss -Cover for loss or damage to your fixtures and fittings up to the total sum insured, without reference to their value and without application of average should their value be greater than the sum insured.