4.5
Static Homes Insurance Benefits
Protect your buildings, contents and valuable possessions in your static home in Spain and Portugal with our parkhome insurance.
Benefits of getting a static home or park home policy with us
- Underwritten at QIC Europe Limited.
- Flexible, tailor-made policy to suit your needs.
- All risks cover available for Personal effects and valuables (Europe & Worldwide) for permanent homes.
- Optional extended accidental damage cover for contents on permanent homes.
- Trace & access cover.
- Public Liability cover included up to €2 million.
- New for old cover.
- Up to 15% no claims discount.
Static Homes Insurance Types of Cover
Below is a summary of our cover
Buildings
- Covers fire, smoke, lightning, storm or flood (excluding fences and gates), theft, explosion, escape of water or oil, vandalism and collision. (As per endorsement).
- Legal liability as owner of your home.
- Loss of rent and cost of alternative accommodation.
- Accidental damage of fixed glass and sanitary fittings.
- Garden restoration.
- Falling trees or aerials.
- Emergency Access - Limit €3000
- Property Owners Liability - Limit €1.5m
Contents
- Legal liability as occupier of your home.
- Accidental damage to glass tops, home entertainment equipment and personal computers (exclusions apply).
- Contents temporarily removed.
- Contents in the open.
- Frozen food spoilage.
- Theft of keys - Limit €750
- Title Deeds - Limit €750
- Increase in cover over Christmas period and for Weddings.
- Extended Accidental damage cover (optional).
Optional extras
- Valuables & personal effects, both specified and unspecified.
- Personal money and credit cards.
- Pedal cycles cover for accidental loss or damage.
- Golf cover for equipment, apparel and buggies.
- Emergency travel cover.
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