Static Homes Insurance Benefits

Protect your buildings, contents and valuable possessions in your static home in Spain and Portugal with our parkhome insurance.

Benefits of getting a static home or park home policy with us

  • Underwritten at QIC Europe Limited.
  • Flexible, tailor-made policy to suit your needs.
  • All risks cover available for Personal effects and valuables (Europe & Worldwide) for permanent homes.   
  • Optional extended accidental damage cover for contents on permanent homes. 
  • Trace & access cover.
  • Public Liability cover included up to €2 million.
  • New for old cover.
  • Up to 15% no claims discount.

Static Homes Insurance Types of Cover

Below is a summary of our cover


  • Covers fire, smoke, lightning, storm or flood (excluding fences and gates), theft, explosion, escape of water or oil, vandalism and collision. (As per endorsement).
  • Legal liability as owner of your home.
  • Loss of rent and cost of alternative accommodation.
  • Accidental damage of fixed glass and sanitary fittings.
  • Garden restoration.
  • Falling trees or aerials.
  • Emergency Access - Limit €3000
  • Property Owners Liability - Limit €1.5m


  • Legal liability as occupier of your home.
  • Accidental damage to glass tops, home entertainment equipment and personal computers (exclusions apply).
  • Contents temporarily removed.
  • Contents in the open.
  • Frozen food spoilage.
  • Theft of keys - Limit €750
  • Title Deeds - Limit €750
  • Increase in cover over Christmas period and for Weddings.
  • Extended Accidental damage cover (optional).

Optional extras

  • Valuables & personal effects, both specified and unspecified.
  • Personal money and credit cards.
  • Pedal cycles cover for accidental loss or damage.
  • Golf cover for equipment, apparel and buggies.
  • Emergency travel cover.

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