Gibraltar
Portugal
Static Permanent Homes Insurance
Protect your buildings, contents and valuable possessions
4.5
Static Permanent Homes Insurance Benefits
Protect your buildings, contents and valuable possessions in your static home in Spain with our parkhome insurance.
Benefits of getting a static home or park home policy with us
- Underwritten at HDI Global Specialty SE.
- Flexible, tailor-made policy to suit your needs.
- All risks cover available for Personal effects and valuables (Europe & Worldwide) for permanent homes.
- Optional extended accidental damage cover for contents on permanent homes.
- Trace & access cover.
- Public Liability cover included up to €2 million.
- New for old cover.
- Up to 15% no claims discount.
Static Homes Insurance Types of Cover
Below is a summary of our cover
Buildings
- Covers fire, smoke, lightning, storm or flood (excluding fences and gates), theft, explosion, escape of water or oil, vandalism and collision.
- Loss of rent or cost of alternative accommodation.
- Accidental damage of fixed glass and sanitary fittings.
- Garden restoration.
- Falling trees or aerials.
- Emergency Access.
- Legal liability as owner of your home.
Contents
- Covers fire, smoke, lightning, storm or flood (excluding fences and gates), theft, explosion, escape of water or oil, vandalism and collision.
- Accidental damage to glass tops, home entertainment equipment and personal computers (exclusions apply).
- Contents temporarily removed.
- Outdoor Contents.
- Frozen food spoilage.
- Theft of keys.
- Title Deeds.
- Increase in cover over Christmas period and for Weddings.
- Legal liability as occupier of your home.
Optional extras
- Accidental damage to buildings
- Extended Accidental Damage to contents.
- All risks (worldwide) - valuables and personal effects, both specified and unspecified.
- All risks (worldwide) - money and credit cards.
- All risks (Europe) - standard or power assisted e-bikes.
- All risks (worldwide) - Golf cover for equipment, apparel and golf buggies.
- Emergency Travel cover.
- Permanent home let cover.
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