3 factors that should influence your search for Spanish car insurance as an expat

3 factors that should influence your search for Spanish car insurance as an expat Image

March 01, 2023

The list of great reasons to move to Spain is hardly a short one; with its reliable sun, picturesque landscapes, and abundance of things to see and do, this part of southwestern Europe is always likely to rank highly as a place to live, work, and/or retire.

However, if you are to make the most of your life in Spain, you are likely to need to have a car… and that will mean a need to be suitably protected with insurance.

But if you are an English-speaking expatriate on the lookout for a car insurance policy in Spain, what are some of the factors that will probably play a role in your search? Below, we’ve set them out.

Whether there is a language barrier

Let’s face it; many English speakers are not quite as multilingual as they would ideally wish. And while that might not be the biggest of problems if you are visiting or living in a part of Spain that is ‘touristy’ or that has a lot of other English-speaking expats, when it comes to poring over an insurance policy, it really is crucial that you understand every detail.

If that describes your situation, you will therefore probably appreciate finding a car insurance broker in Spain that provides a full service in the English language. Ibex Insurance is exactly that broker, providing a plain-English service from the first point of contact, right through to any claim you might need to make on your policy.

How specialized your needs are from car insurance

Combine the aforementioned risk of perhaps misunderstanding an element of your potential car insurance policy due to a language barrier, with the need to find the right coverage for a particular type of car, such as a classic car or even a commercial vehicle, and you will appreciate how easy it could be to inadvertently select an unsuitable policy.

Again, Ibex Insurance can come to the rescue in this regard. We have an excellent track record when it comes to arranging insurance for classic cars – defined as cars that are at least 25 years old since their first registration – as well as fleets and commercial vehicles located in Spain. We can insure especially high-value cars, too, defined as those that are worth more than £50,000 or €50,000.

Whether you would like to speak to someone in person

Not so many years ago, it would have seemed ludicrous to suggest you could possibly purchase a car insurance policy without even engaging face-to-face with a member of staff at your chosen insurer.

Of course, a lot has changed over the years, with the insurance market as a whole – not just the expatriate or Spanish market – having moved heavily online. And while a lot of people love the speed and convenience of being able to complete a form and request a quote online within minutes, there are other people who appreciate at least having the option to talk to an expert over the phone or in person.

You might be very thankful, then, for a car insurance broker in Spain like Ibex Insurance, which maintains brick-and-mortar offices in such locations as Albox, Estepona, Fuengirola, Mallorca, and Tenerife. You can see the full list of our offices in Spain – as well as the associated email and phone contact information – by navigating to our online office locator.

The above may be “just” three things, but they are factors that can greatly impact on your chances of finding the ideal Spanish car insurance policy for your needs.

And there is a reason why Ibex Insurance enjoys such a strong reputation as an expatriate-focused car insurance broker in Spain – we are simply better than anyone else at catering to the requirements of this crucial end of the market. So, there is really no need for you to look anywhere else!

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