Holiday Apartment Insurance Benefits

We also offer our holiday apartment insurance to insure your holiday apartment in Portugal which forms part of a block. It is an ideal top-up to the community insurance which is usually in place, providing cover for your contents, fixtures and fittings.

Benefits of getting a holiday home policy with us

  • Underwritten at QIC Europe Limited
  • Fixed annual cost even if you make a claim
  • Cover from only €1.64 per week
  • Additional golf cover available

Holiday Apartment Summary of Cover

Below is a summary of our cover

  • Fire, explosion, lightning, earthquake, smoke, volcanic eruption, riot, political disturbances, malicious damage, vandalism, storm, flood, collision, theft including attempted theft.
  • Accidental breakage of glass and mirrors when apartment is occupied.
  • Temporary accommodation costs for the period necessary to restore the apartment to a habitable condition as the result of loss or damage insured by Section A - The Basic Cover.
  • Replacement of external locks if keys are stolen.
  • Emergency Access - Limit €500
  • Damage caused by electrical power surge.
  • Occupiers and personal third party liability up to €1,000,000

Optional extras

  • Golf equipment only for an additional premium of €50.

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