Gibraltar
Spain
4.5
Holiday Home Insurance Benefits
We can protect the buildings and contents of your holiday home in Portugal.
Getting home insurance for your holiday property is important to ensure that you are covered in any situation.
We offer flexible, tailor-made policies to suit your needs.
Benefits of getting a holiday home policy with us
- Underwritten at HDI Global Specialty SE.
- Increased excess discounts.
- Up to 15% no claims discount.
- Additional Covers available including Golfing Cover and Let Property Cover.
Holiday Homes Types of Cover
Below is a summary of our cover
Buildings
- Covers fire, smoke, lightning, storm or flood (excluding fences and gates), theft, explosion, escape of water or oil, vandalism and collision.
- Subsidence for properties less than 10 years old.
- Loss of rent or cost of alternative accommodation.
- Accidental damage of fixed glass and sanitary fittings.
- Garden restoration.
- Falling trees or aerials.
- Emergency Access.
- Legal liability as owner of your home.
Contents
- Covers fire, smoke, lightning, storm or flood (excluding fences and gates), theft, explosion, escape of water or oil, vandalism and collision.
- Accidental damage to glass tops, home entertainment equipment and personal computers (exclusions apply).
- Contents temporarily removed.
- Outdoor Contents.
- Frozen food spoilage.
- Theft of keys.
- Title Deeds.
- Increase in cover over Christmas period and for Weddings.
- Legal liability as occupier of your home.
Optional extras
- Extended Accidental Damage to contents.
- All risks (Europe) - standard or power assisted e-bikes.
- All risks (worldwide) - Golf cover for equipment, apparel and golf buggies.
- Emergency Travel cover.
- Short term or long term let cover.
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